Wednesday, 29 August 2012

How Bank systematically cheats


Beware !

How Bank systematically cheats

SIP Systematic Investment Plan (SIP)

or

SIP Systematic Cheating Plan



A special SIP series for members who want to do SIP on an Agents calls. Systematic Investment Plan is not a 100% systematic is what I am going to talk .


There are a number of Bankers who cheat people. As they have big sales tragets.





BEWARE OF HDFC ULIP policies. They are cheating people without giving proper facts.
I recently bought a ULIP from HDFC, the manager informed me the commission charged by the bank is 2.5% of the total investment.
After a week I got the recipt of the ULIP and it showed investement of only 40%. The remaining 60% was missing. When enquired from the bank, they say the commision is 60% for the first year, 50% for the next year & 3 rd year is nil, but if you continue the policy after 3 years then again the the commision starts from 60%.
Be very careful of these cheats.

the policy is a crap. one manager in the bank cheated us will all false information.
We gave a complaint and is of no use.
we lost hard earned one lakh because of them.
we went to put 25000 in some other ulip plan other than hdfc, that buy made us put 1, 00, 000 in HDFC ulip, telling that 1st year alone, pay 1, 00, 000 and from next yera pay ionly 10000.now they are telling there is nothing like that and every year we need to pay 100000 and they took service tax as 30 %. do never believe this bank's people, they have employees ONLY to cheat people like us.

HDFC agents told me that if we continue the policy after 3 years for 2 years more, it will yield us profit..
but when you say that the commission again they take is 60%, so what to do in that case?
Should i continue after 3 years or not
and also should i reduce the premium for my 3rd year..as the value for my money is constantly decreasing
Please suggest

HDFC ULIPS are cheats.

Their ULIPS are not performing.

I invested 50, 000 in first year, the bank agent did not tell anything about the 30% comission.. and the investment is worth 28, 000+

I did not invest any more for second and third year.

I will not be surprised they wrap up their business.

Cheats Cheats Cheats !

Big time cheaters they are! I paid premium for 4 years, and the NAV changed from 60+ to 80+ still when I check my balance, it is couple of thousands loss!!! because of their charges and for 2nd year reinstantiation of the lapsed policy they cheated me big time by cutting down my units as per the latest NAV for the whole amount I paid for 2 years

its not survival of the fittest, its the survival of the wittiest..
An agent also cheated me three years back that i am making a smart investment,

they took almost 50% (300000) of my total investment at the time of surrendering after 3 years...Imagine, this is not at all ethical..

any way this is a good lesson learned..its not too late now to cancel or surrendering your ULIP policy, mark my words...

Better to get some small interest in FD !! from my returned/ surrendered amount.



Books by AeroSoft

Books

psr
P - Productivity S - Speed R - Relevancy    
Price: $20.00 USD. Approx. 22,870 words. Language: English. Published on August 23, 2013. Category: Essay. 
How to Take Off Your Professional Career from an Average to Exceptional with the Hidden PSR in You. A Book By working CEO and Manager with Day to day and live Examples How to Fight with Global Recession. By Shekhar Gupta Surbhi Maheshwari
Published: Aug. 23, 2013 
Words: 22,870 (approximate)
Language: English
ISBN9781301432448

psr Be an Aviator Not a Pilot 

is a story of Pilots in Aviation who are unable to cope. This is not a book to teach you how to get into an Aviation School or even how to live like a Pilot. In fact, it describes how one can become a Successfull Aviator not just an Airplane Driver [ So called Pilot ] with very small changes in life. Also Why abroad trained Pilots are better Aviator and Why FAA, CASA, CAAP, CAA are better civil Aviation Authority then DGCA.
by
Shekhar Gupta 
Ankisha Awasthi 
Be An Aviator not A Pilot     
Price: $1.99 USD. Approx. 4,750 words. Language: English. Published on July 24, 2013. Category: Fiction.  As A Fact Out Of Every 1000 Pilots Only 1 Pilot Becomes An Airline Pilot, The Book Is All About Those 999 Pilots Only.
pcg
Pilot’s Career Guide  
Price: $20.00 USD. Approx. 25,040 words. Language: English. Published on July 13, 2013. Category: Nonfiction.  
International Airline Pilot’s Career Guide Learn Step By Step How to Become an International Airlines Pilot By Shekhar Gupta And Niriha Khajanchi
CCCG

Cabin Crew Career Guide


Published: Aug. 26, 2013 
Words: 2,160 (approximate)
Language: English
ISBN: 9781301001965














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Southwest to end daily Flights between Philadelphia and Raleigh-Durham

 







Southwest Airlines Co., which came to Philadelphia in 2004 with the promise of friendly service and lower fares, will end daily nonstop flights to Raleigh-Durham N.C. on March 8.

Only US Airways Group Inc. will fly that route, with nine weekday nonstops to Raleigh-Durham. Passengers can expect ticket prices to rise.

Southwest has retreated in Philadelphia, and in January eliminated nonstop service to Pittsburgh, Providence, R.I., Manchester, N.H. and Jacksonville, Fla. In February, Southwest ended Philadelphia-Boston service.

The Dallas-based carrier, which last year acquired AirTran Airways, has gone from a peak of 71 daily nonstops to 20 cities from Philadelphia, to 33 daily nonstops to 12 cities now, said spokesman Paul Flaningan.



With the March 2013 schedule, Southwest will increase the frequency of flights between Philadelphia and Chicago Midway from six daily roundtrips to seven dailies, the carrier said. AirTran will add a new seasonal round-trip between Philadelphia and Tampa Bay.

"Since 2008, and the economy and coming out of the recession, we continue to optimize our flights and we're going to move flights where there's not much demand to areas where we are seeing demand," Flaningan said. "To remain profitable, we've got to fly where there's demand."

Southwest has expanded in some cities, including Atlanta and Denver. US Airways, with an international hub in Philadelphia and 453 daily flights, can make money on routes, where Southwest may not, because it takes passengers from the Philadelphia hub on to many other destinations and do not depend only on traffic beginning and ending journeys in those cities.

For consumers, the advantage of competition is lower fares.


Happy Landings ..........

Capt Shekhar Gupta
CEO
AeroSoft Corp
W : www.aerosoftseo.com
www.aerosoftseo.com
http://www.aerosoft.in
http://www.aerosoftorg.in
http://www.aerosoftcorp.in
E : shekhar@aerosoft.in




As per more then 350 search Engines including AltaVista, Bing, Google and Yahoo
Expert Team Of Aerosoft is Best Aviation SEO KPO Team in Asia
Best Aviation Managers in Asia:
Books by AeroSoft

Books

psr
P - Productivity S - Speed R - Relevancy    
Price: $20.00 USD. Approx. 22,870 words. Language: English. Published on August 23, 2013. Category: Essay. 
How to Take Off Your Professional Career from an Average to Exceptional with the Hidden PSR in You. A Book By working CEO and Manager with Day to day and live Examples How to Fight with Global Recession. By Shekhar Gupta Surbhi Maheshwari
Published: Aug. 23, 2013 
Words: 22,870 (approximate)
Language: English
ISBN9781301432448

psr Be an Aviator Not a Pilot 

is a story of Pilots in Aviation who are unable to cope. This is not a book to teach you how to get into an Aviation School or even how to live like a Pilot. In fact, it describes how one can become a Successfull Aviator not just an Airplane Driver [ So called Pilot ] with very small changes in life. Also Why abroad trained Pilots are better Aviator and Why FAA, CASA, CAAP, CAA are better civil Aviation Authority then DGCA.
by
Shekhar Gupta 
Ankisha Awasthi 
Be An Aviator not A Pilot     
Price: $1.99 USD. Approx. 4,750 words. Language: English. Published on July 24, 2013. Category: Fiction.  As A Fact Out Of Every 1000 Pilots Only 1 Pilot Becomes An Airline Pilot, The Book Is All About Those 999 Pilots Only.
pcg
Pilot’s Career Guide  
Price: $20.00 USD. Approx. 25,040 words. Language: English. Published on July 13, 2013. Category: Nonfiction.  
International Airline Pilot’s Career Guide Learn Step By Step How to Become an International Airlines Pilot By Shekhar Gupta And Niriha Khajanchi
CCCG

Cabin Crew Career Guide


Published: Aug. 26, 2013 
Words: 2,160 (approximate)
Language: English
ISBN: 9781301001965

Best HR Manager Manager Operations in Asia :
Er Anubha Barod [ B.E. MBA [ E Comm]
anubha.barod@aerosoftseo.com

Best Manager Marketing in Asia :
Ankita Mishra [ B Sc (CS) MBA (Mktg)]
AnkitaM@aerosoftorg.in

Best Aviation Software Engineer Cum Aviation Blogger in Asia:
Ruchika Mandore [ BCA ]

video that shows Geetika Sharma at Gopal Kanda's election rally






Sirsa: Former Haryana minister Gopal Goyal Kanda may have been evasive about his links with Geetika Sharma, but NDTV has accessed a video which shows Ms Sharma accompanying Mr Kanda at an election rally in Sirsa.



The Haryana politician was named in the suicide note left behind by Geetika, who hanged herself in her home in Delhi on August 5. He was arrested on August 18 after being on the run for nearly 10 days and is presently in police custody.

The video, shot during an election rally in 2009, shows Geetika sharing the dais along with other stars like stand-up comedians Saloni and Bharti. Also seen is Rati Agnihotri.

Gopal Kanda probed by Delhi Police; missing hard drives could hold the key
Geetika's family alleges that Mr Kanda was harassing the 23-year-old, who had worked in several of his companies. He has been charged with abetment to suicide, criminal intimidation, criminal conspiracy and destruction of evidence. The charge of abetting suicide under Section 306 of the Indian Penal Code (IPC) carries a maximum sentence of 10 years in prison.

Searches at his office in Gurgaon have helped the police locate hard drives that allegedly have copies of emails between Mr Kanda and Geetika.

The police has told the Delhi High Court that Mr Kanda with his employee Aruna Chaddha, who is also a co-accused in the case, had been pressuring Ms Sharma for a number of years to ensure that she continued to work with his MDLR group of companies; they even visited Dubai when Ms Sharma was working with an airline there, to coerce her to return, the police has alleged. But Mr Kanda has denied the charges.

The police have also told the court that it has prima facie evidence against Mr Kanda and Ms Chaddha, who has also been charged with abetment to suicide and criminal intimidation of Ms Sharma.

Geetika Sharma's phone found, may help connect messages
Times of India
NEW DELHI: Running out of time to question Sirsa MLA Gopal Goyal Kanda in the Geetika Sharma suicide case, police on Monday claimed they had recovered Geetika's official cell phone from his MDLR office in Gurgaon. This phone, sources say, is crucial ...
See all stories on this topic »
Now, a video that shows Geetika Sharma at Gopal Kanda's election rally
NDTV
Sirsa: Former Haryana minister Gopal Goyal Kanda may have been evasive about his links with Geetika Sharma, but NDTV has accessed a video which shows Ms Sharma accompanying Mr Kanda at an election rally in Sirsa. The Haryana politician was ...
See all stories on this topic »

NDTV
Geetika suicide: Ankita to reveal Kanda's secrets?
Zee News
Geetika Sharma had committed suicide on August 5 alleging harassment by Kanda and his employee Aruna Chaddha, whom she claimed were pressurising her to rejoin. Chaddha is presently in judicial custody. The police are also expected to question ...
See all stories on this topic »
Mystery men may hold key to Geetika suicide case
India Today
Tweet. A mystery hotel owner and a house caretaker could help the Delhi Police unravel the real story behind the suicide of Geetika Sharma in which former Haryana minister Gopal Goyal Kanda is a key accused.
See all stories on this topic »

India Today
Geetika case: Ankita arrives in Delhi
Jagran Post
The police was on a lookout for Ankita ever since her name surfaced in the suicide note of deceased Geetika Sharma. The police are likely to interrogate Ankita and Gopal Kanda jointly and it is expected that Ankita may divulge some crucial information.
See all stories on this topic »

Jagran Post
Kanda exploited starlet, helped her to work in Aamir's movie
Oneindia
All such reports surfaced during the investigation in Geetika Sharma suicide case. 23-year-old Geetika, a former air hostess in Kanda's now defunct MDLR airlines, had accused Kanda and Aruna Chaddha of harassing her and forcing her to commit suicide.
See all stories on this topic »

Oneindia
Kanda'S 'Gifts' And 'Freebies' Took Geetika'S Life?
Daily Bhaskar
New Delhi: In its bid to crack the Geetika Sharma suicide case, theDelhi Police is scanning the three cell phones of former Minister Gopal Goyal Kanda and Call Detail Records (CDR) of Geetika Sharma to ascertain the alleged involvement of Gopal Kanda ...
See all stories on this topic »
Navy officer Captain Varun was close to Geetika, Kanda & Aruna tell police
indiatvnews.com
New Delhi, Aug 27 : Disgraced Haryana politician Gopal Goyal Kanda and his HR manager Aruna Chadha have reportedly told Delhi police that a naval officer Captain Varun had apparently close relationship with former air hostess Geetika Sharma, reports ...
See all stories on this topic »
Gopal Kanda let off in cheque-bounce case
IBNLive.com
New Delhi: A Delhi court on Monday let off Haryana's former minister Gopal Goyal Kanda, an accused in Geetika Sharma's suicide, and his brother in a 1998 cheque-bounce case. Metropolitan Magistrate Vikrant Vaid acquitted Gopal Goyal Kanda and his ...
See all stories on this topic »

Tuesday, 28 August 2012

Philippine Airlines announced on Tuesday it had ordered 54 Airbus aircraft with a list price of $7 billion



 Philippine Airlines announced on Tuesday it had ordered 54 Airbus aircraft with a list price of $7 billion, and planned to buy dozens more planes in a spectacular move to rejuvenate Asia's oldest carrier.

"The orders we are placing with Airbus will play a key role in revitalising PAL and growing trade and tourism in this country," PAL chairman Lucio Tan said in a statement.

In a separate statement Airbus said the "firm orders" were for 34 single-aisle A321 ceo planes, 10 of the newer-model A321 neo models and 10 long-haul A330-300s, and delivery would start next year.

PAL said the orders had a list price of $7 billion dollars.

PAL president Ramon Ang told reporters at a press conference announcing the deal that the carrier intended to buy 100 new aircraft in total.

"Our intention is to buy up to 100 aircraft, 26 of that will be long range, wide body," Ang told reporters, adding all the planes would be bought and none leased.

The announcement comes after San Miguel, one of the Philippines' biggest conglomerates, bought a 49-per cent stake in the loss-making carrier for $500 million in April, and took over management.

Ang is president of San Miguel although billionaire Tan, an ethnic Chinese tycoon who is the country's second-wealthiest man, remains PAL's controlling shareholder.

PAL, which began flying in 1941, reported a net loss of $33.5 million in the three months to December, reversing a profit of $15.1 million from the same period the previous year.

It had said the losses were mainly due to soaring fuel costs, and added that it was looking for fresh money to upgrade its fleet.

However the airline's reputation had also declined, with passengers complaining of old planes, limited flight options and poor service.

PAL has had to watch its status as the nation's top carrier slide in recent years, giving up the mantle to low-cost rival Cebu Pacific.

PAL was also forced to cut hundreds of flights in September last year after a day-long wildcat strike by ground crew who were protesting the outsourcing of 2,600 catering, airport services and call centre reservation jobs.

It took the airline more than a month to cut the flight backlog, however Tan won the battle against the determined unions to outsource the jobs and cut costs.

PAL's current fleet is made up of 39 aircraft that fly to 31 foreign cities and destinations. Thirty-one of those are Airbus planes. The other eight are Boeing aircraft.


Capt Shekhar Gupta
CEO
AeroSoft Corp
W : www.aerosoftseo.com
www.aerosoftseo.com
http://www.aerosoft.in
http://www.aerosoftorg.in
http://www.aerosoftcorp.in
E  :  shekhar@aerosoft.in
 













 

Philippine Airlines orders 54 Airbus aircraft worth $7 billion
Economic Times
MANILA: Philippine Airlines announced on Tuesday it had ordered 54 Airbus aircraft with a list price of $7 billion, and planned to buy dozens more planes in a spectacular move to rejuvenate Asia's oldest carrier. "The orders we are placing with Airbus ...
See all stories on this topic »
Airlines scrap New Orleans flights as Isaac nears
USA TODAY (blog)
All airlines were to stop flying at the end of Monday's schedule, and no flights were scheduled Tuesday, a brief news release from Louis Armstrong New Orleans International Airport said. The move comes after large cancellations in southern Florida on ...
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Spirit Airlines goes head to head with Frontier on Arizona route
Bizjournals.com
Spirit Airlines, a newcomer at Denver International Airport, said Tuesday it will begin nonstop flights between DIA and Mesa, Ariz., on Oct. 4. That word comes three weeks after low-cost DIA rival Frontier Airlines announced its own service to the ...
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Air India not yet taken decision on importing ATF directly: Ajit Singh
Economic Times
Kingfisher has been allowed to import five lakh kilolitres of ATF worth Rs 2,233 crore; SpiceJet 50,000 kilolitres worth Rs 235 crore; IndiGo 7.15 lakh kilolitres worth Rs 3,200 crore, Go Airlines two lakh kilolitres worth Rs 1,200 crore and Air India ...
See all stories on this topic »
China Eastern Airlines Joins Airbus Clean Jet-Fuel Network Plans
Bloomberg
China Eastern Airlines Corp. will join Airbus SAS plans to build clean jet-fuel capacity in the world's fastest growing major economy to curb emissions. The airline, based in Shanghai, will tie-up with a group of growers, distributors and government ...
See all stories on this topic »
Airlines Wary of Portable Electronic Devices on Planes
Forbes
Steve Lott, spokesman for Airlines for America, the airline industry trade group, said: “The safety of our passengers and crews remains our top priority and our members will work cooperatively with the FAA on opportunities to evaluate personal ...
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Forbes
Airlines differ on Isaac rebooking policies
The Daily Advertiser
Tropical Storm Isaac is sweeping into the Gulf of Mexico and all the airlines with flights to and from the region this week are waiving their normal fees for passengers to rebook trips. So-called change fees can be as high as $150 on a domestic trip ...
See all stories on this topic »
 

Internet Savvy voters targeted on Social Media



The US Republican and Democratic conventions have traditionally targeted television viewers above all - but this year's will see an unprecedented effort to reach voters via social media.
In the last presidential election four years ago, Facebook, Twitter and other platforms were not yet the ubiquitous force they are now - even if Barack Obama was among the first to use online tools in a major way for electoral ends.
It was arguably not until the US mid-term elections in 2010 that social media, including YouTube and Flickr, really took off as key tools in the politicians' communications armory.
The Republican National Convention in Tampa, Florida and the Democratic gathering in Charlotte, North Caroline next month, confirm the trend, with huge teams of staff members dedicated to reaching voters online.
"Wherever you live, whatever device you use, we want you to engage as an active participant in this convention," the convention's chief executive William Harris said last week.
"This convention is about every American's future, and everyone has a stake in it so we created a 'Convention without Walls' to make this the most open and accessible event in history."
In addition to the inevitable Twitter and Facebook pages, both parties have set up stall on YouTube, photo sharing sites Flickr and Pinterest, and the Google + and Foursquare networks, as well as an array of smartphone applications.
In Tampa, a Google Media Lounge created in partnership with the search giant, "will serve as command headquarters for monitoring, engaging and building online community to amplify convention messages," its website said.
An online Conversation Room will also allow speakers to send messages and photos on Twitter and Facebook, or give interviews by Skype, before or after they actually address the convention.
The Democratic National Convention - whose Facebook page had three times as many "likes" as its Republican equivalent on Friday - has organized a "Tweetup" in the run-up to the Obama party's talkfest.
It has given a behind-the-scenes look to a group of volunteers at the planning and construction of the convention, inviting them to share their thoughts and photos, online ahead of the Sept 4-6 convention.
The Democratic gathering's chief executive, Steve Kerrigan, said - in a video released on YouTube, naturally - that the Charlotte gathering would be "the most open and accessible one in history".




Capt Shekhar Gupta
CEO
AeroSoft Corp
W : www.aerosoftseo.com
www.aerosoftseo.com
http://www.aerosoft.in
http://www.aerosoftorg.in
http://www.aerosoftcorp.in
E  :  shekhar@aerosoft.in
 












 

Stop Snoopers From Spying on Your Web Activity With ProXPN
PCWorld
Using a VPN (virtual private network), you can encrypt your signal and hide your location to stop bad guys from snooping and to keep your private information safe. One good VPN that helps you ... Thetool is an absolute pleasure to use. Previously I ...
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USING INTERNET TOOLS TOBUY AND SELL FOR A PROFIT
Java World
USING INTERNET TOOLS TOBUY AND SELL FOR A PROFIT. Submitted by colleages12 on Tue, 08/28/2012 - 09:10. Tags: Java Programming Concepts · Java Security. Don't know what to sell for profit? Here are some suggestions: Flipping websites ...
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UAE- Internet becomes most important tool for recruitment in Mena
MENAFN.COM
(MENAFN - Khaleej Times) The Internet today is the most important tool in the hands of a job seeker when it comes to recruitment. The simple act of establishing an online profile is crucial for candidates seeking senior executive and management roles.
See all stories on this topic »
12 web tools to simplify your life
The Journal News | LoHud.com
There are so many ways to make your life a little bit easier using the Internet, without paying for it and with minimal effort. Those ways are countless, so we've narrowed a few down. Technology should make living life simpler: read on for 12 ways that ...
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Internet savvy voters targeted on social media
China Daily
In the last presidential election four years ago, Facebook, Twitter and other platforms were not yet the ubiquitous force they are now - even if Barack Obama was among the first to use online tools in a major way for electoral ends. It was arguably not ...
See all stories on this topic »
UK2 offer free web tools to businesses who host with them.
Equities.com
Stats 2 is a UK2-developed web analytics tool that helps users monitor their internet traffic. It tracks crucial data such as bounce rate, time spent on pages and click-through rate. This information can help businesses to understand how their ...
See all stories on this topic »
Internet 2012: Reddit and Alexis Ohanian hit the campaign trail to fight for ...
The Verge
But if Reddit and internet advocate Alexis Ohanian have their way, people won't just be talking about hot political topics, at least not in the context of the old buttoned-up ways of doing things. They'll be talking about the internet as the single ...
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Job search: Social media startups beating job portals
Times of India
HireRabbit, which sources profiles from networks on Facebook by sifting through the popular tool of "like" and "share" on the social network, is now testing its applications across 100 companies in Asia, Europe and the US. "The users of Facebook and ...
See all stories on this topic »

 

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